Credit Card Processing

K and B Card Processing can manage and provide secure credit card processing to minimize any additional fees or costs associated with your credit card transactions.

Flat Rate Credit Card Processing

Flat rate credit card processing has become among the most widely used processing systems because it is easy to understand and it is simple to use. Flat rate processing is considered as the most affordable form of payment for seasonal businesses or small businesses. Interchange fees and assessments can remain the same no matter which credit card processing company you or your business uses. There are no additional fees to our flat rate credit card processing, but be mindful of the gateway (also known as the connection point of sale) you use because they might have extra fees.

Brian has been very pleasant to work with! I was totally new to all things involving card processing and was extremely intimidated. Brian was always willing to answer my questions and was super patient with me. He is extremely knowledgeable about what he does and you can tell that he knows the ins and outs of the  business after doing it for so many years. I would definitely recommend Brian with your card processing needs!

RaeLynn White, Brite Sky Solutions 

Steps involved in credit card processing

Payment Authorization

A payment authorization is noting whether or not the payment can be completed at the point of sale. The payment processor is the bank, the gateway is a separate entity because of potential conflict of interest.

Payment Authentication

The bank will then measure the details of your account and secure a credit card transaction to ensure personal data is not compromised. This step confirms the validity of the credit card and the credit card holder so you know you are safe from any potential for criminal activity.

Clearing Payment

After authorization and authentication, the credit card process is followed by a clearing payment method which happens as a clearing statement is made from the bank to the gateway.

Credit Card Payment Processing Company

K and B Card Processing is a credit card payment processing company that cares about customer satisfaction and customer experience. Most of the credit card processing companies out there are looking for a quick and easy way to manage their clients, but with K and B Card Processing we take pride in providing exceptional customer service. Our credit card processing company is a basic one stop shop for a variety of your credit card processing needs and services.

Here are some factors to consider when choosing a credit card payment processing company:

Company size/sales volume.


Quality and quantity of features provided.


Potential for expansion.


Specific industry.


Hardware and software costs.


Customer service and support.

The steps of credit card processing usually involve interested customers reaching out to us and we can conduct an analysis of your credit card statements and send out an application via email. For any additional information about our credit card processing services at K and B Card Processing please contact us and we will be happy to assist you with your credit card processing needs.